Fintech Analyst Report - Issue 224

Issue 224 of the Metia Fintech Analyst Report looks at how various finance verticals are experiencing “transformation” – from Algorithms in trading and digital business models in transaction banking to AML operations. We also see how a new generation of core banking systems are creating new capabilities, why FIs must future-proof card strategies, and the challenges behind America’s unbanked population.

Aite Group: Algorithmic trading development

Looking at the buy-side perspective, this report highlights key market trends, algo provider selection criteria and overall customer satisfaction.

Gartner: Digital platform business model for transaction banking

Platform business models made popular by digital-only banks and start-ups are now a potential direction for many enterprises.

Celent: Transforming AML operations in the digital era

COVID-19 is accelerating longer term digitalisation trends but also creates opportunities for criminals to take advantage of the vulnerabilities. How can AI, data, cloud, and regtech tools help?

IDC: New generation of core banking systems

IDC has identified 12 potential capabilities which are possible with new ‘fourth generation’ core banking systems, enabling more agile and cost effective hyper-personalised banking.

Javelin: Future-proofing card strategies

Multiple card payment changes occurred in the past year, both in funding and usage. To meet consumer needs, financial institutions need to adapt as new payment habits become permanent.

Mercator: Inclusion for the underbanked

One in four Americans do not own a bank account or rely on alternative services for financial needs. This creates immeasurable challenges for both the digital economy and financial inclusion goals.

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