Fintech Forward Newsletter - Issue 9

Sarah Mason

28 November 2024

With the end of 2024 in sight, it’s time to take a look at the technology trends that will shape the year ahead across the financial services industry. AI, of course, is the central driver of innovation, but there are significant challenges that organisations must overcome if they are to fully harness the potential of its transformative power. Remaining competitive is clearly a key driver of adoption, with early adopters already demonstrating significant ROI, but how do those still struggling with the challenge of legacy systems bring advanced technology into their stack? Furthermore, how can they manage the shifting regulatory landscape around AI while simultaneously planning their adoption roadmaps?  

This week’s newsletter examines these challenges and the dynamics that will shape 2025 and beyond across industry verticals, from retail banking to capital markets, and discovers how fintech will be crucial partners in helping their customers manage an increasingly complex technology landscape.  

10 key banking and financial technology trends shaping 2025 

As technological disruption and economic uncertainty reshape the financial landscape, 2025 presents both challenges and opportunities for banking and financial services. This article explores the trends banks must navigate to stay competitive. 

Tech strategy outlook 2025: Navigating the buy-side amid structural change and global upheaval

Investment managers face shrinking margins due to stagnant revenues and fee pressures. To stay competitive, firms are embracing transformative change through differentiated offerings, operational efficiency, and advanced technology. Data-centric ecosystems and cloud infrastructure are reshaping market connectivity and strategies. 

How AI is set to drive efficiency and innovation in banking in 2025 

With financial services organisations already making significant strides in their AI adoption roadmaps, 2025 is set to be an exciting year for innovation across the industry. Further efficiencies and automation will be unlocked with machine learning algorithms, while GenAI may unlock new ways of modernising legacy systems.  

Top Tip

Buy now, pay later apps: dealing with debt 

Buy now, pay later (BNPL) deals will be regulated from 2025. Popular for being interest-free, BNPL lets users try purchases before paying – but will these applications still be significant in the coming year.

Webinar

Shaping the future of fintech

The fintech space continues to evolve as we approach 2025. While fintech companies support consumers and grow their customer base, venture capital funding is declining. This on-demand webinar covers key fintech trends, challenges, and opportunities for business success.

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