Fintech Analyst Report - Issue 279

Sarah Mason

15 December 2022

In the week’s newsletter, we explore trends across retail banking and deposit account selection and look at the ways in which Open Banking is delivering value and creating exciting new partnerships in corporate banking. Growth in the secured card market is examined and we also learn why payments fraud management is a top priority for banks today. We also examine asset managers’ appetite to advance ESG capabilities and discover how TD Bank Group is creating a customer-centric model with AI-powered tools.  

We’ll be back with more analyst views in January. In the meantime, we wish you the very best for the holidays and a happy new year. 

Mercator: Secured card market growing 
Secured cards are a growing market and hold significant potential as credit-building tools to enable credit access. This report examines opportunities in the marketplace. 

Omdia: Retail banking trends 2023 
With a focus on IT investment priorities and strategies, Omdia analyses key business and technology trends for 2023 in the global retail banking sector.

Aite-Novarica: US deposit account trends 
US consumers have a variety of choices when opening financial accounts. But in a market with over 10,000 chartered banks and credit unions, many struggle when choosing their account provider. This report examines the trends and drivers behind selection.   

Celent: How Open Banking can shake up corporate banking 
The Open Banking movement is evolving into the B2B space, giving rise to Banking as a Service (BaaS) and embedded finance. This report looks at the exotic range of partnerships forming between banks, fintechs, BaaS platforms, ERP solutions and core banking systems. 

Greenwich Associates: Expanding ESG capabilities in asset management  
This report highlights the growing importance of ESG data in decision making for fixed-income professionals. Close to 85% of respondents are looking for more ESG capabilities. 

Celent: Payments fraud in a real-time world 
A recent survey of Celent’s banking clients found that payments fraud management was the top priority for banks’ modernisation agendas. This is partly due to the changing nature of payments fraud as a larger share of global payments migrates to real-time transactions. 

Forrester: How TD Bank Group is using emerging tech to create a customer-centric model 
TD Bank Group’s digital strategy focuses on differentiating the digital experience through AI-powered personalisation that anticipates customers’ needs.

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