Fintech Analyst Report - Issue 240

Sarah Mason

19 January 2022

In this week’s newsletter, we discover the benefits of an API-led platform approach for liquidity market firms, the challenges faced by the People’s Bank of China in the rollout of its e-CNY digital wallet, and the growth of data vendors in capital markets. Payments trends, including the growth of AI investment, also feature, and we look at how hyper-personalisation is the new battleground in Asia. We end with a look at business and technology adoption trends in retail banking.

Aite-Novarica: Top liquidity market platform trends  
As technology evolves to address new market needs and challenges, competition in the liquidity market platform space is growing. With an API-led platform approach, firms can create advanced applications with minimal disruption.   

Kapronasia: What does the e-CNY mean for users? 

The People’s Bank of China e-CNY digital wallet is now widely available on Apple and Android devices to push its digital currency. This report looks at the challenges the digital wallet must overcome to reach widespread adoption.  

Aite-Novarica: Data and digitalisation a focus for capital markets   

To deliver actionable insights, it’s essential that data is sourced and managed effectively. Capital markets fintech firms that can track structured, unstructured, and behavioural data are gaining ground.  

IDC Financial Insights: Expected growth of digitalisation in payments   
This report finds that the stresses of digital transactions will become clearer in 2022. The security and scalability of digital payments channels are expected to be key areas of growth.  

Kapronasia: Hyper-personalisation in Asian fintechs 
Asian payment providers are front runners in making personalised experiences for users. As the battle between incumbent banks and digital disruptors continues, outpacing competition will come down to data personalisation.  

IDC Financial Insights: Banks to push AI in payments   
Payment processes and payment-related workloads are both data rich and require rapid decision- making. With a wealth of data at their disposal, banks are well placed to leverage AI technology to transform payments offerings in the coming year.   

Ovum: Retail banking trends for 2022  
This report analyses key business and technology trends for retail banking in 2022, mainly focusing on IT investment priorities and strategies for the sector. 

You can get our weekly Fintech Analyst Report straight to your inbox. Sign up below for the latest fintech reports and views from analysts, institutions and regulators.

Weekly Fintech Analyst Report

Read our regular newsletter to stay up-to-date on the latest analyst reports. We cover all the analyst firms tracking fintech and financial IT topics.

Follow @MetiaFintech

Obsessed with the convergence of banking, fintech and tech? We share breaking news. Connect and chat via @MetiaFintech.