Fintech Analyst Report - Issue 273

Forrester: US retailers respond to digital payments expectations
U.S customers now expect digital and contactless payments options. Consequently, 82% of retailers, that were once hesitant to embrace change, are now planning to implement payments software this year.

Mercator: Consumer behaviour shows increased use cases for prepaid cards
US consumer spending habits are changing, allowing organisations to utilise prepaid cards and services. This can increase business while allowing consumers to establish or maintain a personal budget.

Aite-Novarica: Confusion between BaaS and embedded finance impacts fintech players
BaaS and embedded finance are often getting confused with each other, this can affect fintech players in their offerings.

Celent: Hot topics for insurers?
Key themes highlighted at DIA (Digital Insurance Agenda) in Munich this year include customer experience, Data and AI, embedded insurance and low-code platforms for the insurance industry.

Coalition Greenwich: Modernising mobile apps
The pace of adoption of communication and collaboration technology platforms in financial services has accelerated by five years in the space of one to two years with institutional capital markets professionals becoming heavy users of mobile applications.

Cutter Associates: The ESG data provider jungle
The ESG vendor landscape has expanded rapidly in the past three years. Providers are playing a big part in ESG – offering data sets, ratings, and ancillary products and services like data management tools, reporting tools, and proxy voting tools and services.

McKinsey & Co: What does the future hold for global payments?
Events impacting the global payments scene today range from the macroeconomic and geopolitical environment to capital market resets, commerce expectations, technology modernization and social responsibility.

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